HomeStar Finance

  • Super Fast Approvals
  • HomeStar is Secure
  • Personal Service

Low Variable Rate & Fixed Rate Mortgages and No Upfront Fees

HomeStar offers great home loans, low interest rates and no upfront fees. - Our home loans come with great features without the 'big bank' costs.

2010 Non Bank Lender of the Year

2010 Non-Bank Lender of the Year

HomeStar is a multi-award winner for our products and service. See our awards and credentials here.

Find out more about why you should get a loan through HomeStar

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*Comparison rates are calculated using a $150,000 loan amount over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rates.

Compare these loans
Fixed Rate Home Loan - 3 Years No Fee 100% Offset Loan Premium Offset >$400k
General

Owner-occupied or investment purchases, refinancing existing residential or investment

Loan Size

From $250,000 to $750,000 per security property

Term

10 to 30 years

Repayments

Principal and Interest or interest only for up to 10 years

Repayment frequency

Weekly, fortnightly or monthly

Extra repayments

Extra repayments can be made on variable loans at any time

Convert to Fixed Rate

All or part of the loan can be converted to a fixed rate at any time

Split loan facility

Maximum 4 splits

Redraw facility

Yes, 100% offset redraw account

Pay anyone

Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Maximum of $5,000 per day. Not available during fixed rate period.

Max Loan to Value ratio (LVR)

Up to 90% LVR

Other conditions

Visa debit card

Unlimited free phone (IVR), internet, EFTPOS, biller payments and cheques per month

5 free ATM transactions per month

Portability available

Loan Details

Refer to our No Fee Offset Home Loan for full details of this product