HomeStar Finance
- Super Fast Approvals
- HomeStar is Secure
- Personal Service
Low Variable Rate & Fixed Rate Mortgages and No Upfront Fees
HomeStar offers great home loans, low interest rates and no upfront fees.
- Our home loans come with great features without the 'big bank' costs.
.png)
HomeStar is a multi-award winner for our products and service. See our awards and credentials here.
A simple, flexible loan, that let’s you lock-in a competitive fixed rate.
A Fixed Rate Loan could be the perfect loan if you are:
- A home owner or investor wanting protection from changing interest rates
- A home owner or investor seeking to combine a fixed and variable loan together
- Looking for a better deal or consolidating expensive debt
No Upfront or Annual Fees and 100% Offset redraw!
A No Fee 100% Offset home loan may be the perfect home loan if you are:
- Are borrowing up to 90% of the property value
- Want an interest only alternative (up to 10 years)
- Need 100% Offset functionality
No Upfront or Annual Fees and 100% Offset redraw!
A Premium Offset home loan may be the perfect home loan if you are:
- Are borrowing up to 90% of the property value
- Are borrowing $400,000 or more
- Need 100% Offset functionality
| General |
|
Owner-occupied or investment purchases, refinancing existing residential or investment |
|
| Loan Size |
|
From $250,000 to $750,000 per security property |
|
| Term |
|
10 to 30 years |
|
| Repayments |
|
Principal and Interest or interest only for up to 10 years |
|
| Repayment frequency |
|
Weekly, fortnightly or monthly |
|
| Extra repayments |
|
Extra repayments can be made on variable loans at any time |
|
| Convert to Fixed Rate |
|
All or part of the loan can be converted to a fixed rate at any time |
|
| Split loan facility |
|
Maximum 4 splits |
|
| Redraw facility |
|
Yes, 100% offset redraw account |
|
| Pay anyone |
|
Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Maximum of $5,000 per day. Not available during fixed rate period. |
|
| Max Loan to Value ratio (LVR) |
|
Up to 90% LVR |
|
| Other conditions |
|
Visa debit card
Unlimited free phone (IVR), internet, EFTPOS, biller payments and cheques per month
5 free ATM transactions per month
Portability available |
|
| Loan Details |
|
|
Refer to our No Fee Offset Home Loan for full details of this product |