5 easy steps

5 Easy Steps in 5 Days to having your
homestar™ loan


	We know that waiting for loan approvals is frustrating and can cost you real money. Unlike our competitors, we can offer you a conditional approval for your loan amount in minutes. More importantly, we will get you a formal approval of your loan in days not weeks. So whether you want to purchase a new home, refinance an existing loan, or access one of the best investment loan rates in the market, you won't have to wait around.

Your homestar™ home loan could be yours in as few as 5 days

Step 1 – Apply (Today!)
1. Call homestar™ on 1300 182 600 and one of our phone lending specialists will start your homestar™ application process, or
2. Provide us with your contact details and we will contact you at a time that is most convenient for your schedule.

Step 2 – Receive Conditional Approval (Today!)
Your dedicated lending specialist will walk you through our simple application questions and provide you with a conditional approval, subject to verification of your financial details. They will also tell you which documents you will need to provide us so that we can unconditionally approve your loan. This process will require about 15 minutes of your time.

Step 3 – Verify Your Information (Days 2-4)
Fax and/or mail us the necessary documents that we will need to verify your information. We can move as quickly or slowly as you want. But if you need a loan quickly, we can accommodate.

Step 4 – Receive Formal Approval (Day 5 or even sooner)
Once we have verified all of your information and completed a valuation of your property, if your loan is approved, a formal approval will be sent to you. Upon acceptance of this offer, we can then arrange settlement for a date or event that suits your needs.

Step 5 – Settlement (When you need it)
Settlement usually occurs on the date agreed in your Contract of Sale. If you're refinancing to homestar™, it's when your current lender advises us that settlement is complete.

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