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HomeStar Home Loans

HomeStar Home Loans

HomeStar home loans are award winning products from the Non- Bank Lender of the Year in 2010 and 2009. Our home loans are securely funded by major international banks like ING. And we can fully approve your loan within 5 days (much faster than the banks)

HomeStar offers a range of market leading home loans for any purpose. Select one of the featured home loan products or compare home loans to find one that best suits your needs. You can use our Borrowing Power Calculator to see how much you could borrow and our Home Loan Repayments Calculator to estimate your regular repayments.

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Fixed Rate Home Loan - 3 Years

5.95%

6.37%*

Comparison rate

A simple, flexible loan, that let’s you lock-in a competitive fixed rate.

A Fixed Rate Loan could be the perfect loan if you are:

A home owner or investor wanting protection from changing interest rates
A home owner or investor seeking to combine a fixed and variable loan together
Looking for a better deal or consolidating expensive debt

What's Next?

Get Pre-approved

No Fee 100% Offset Loan

6.46%

6.46%*

Comparison rate

No Upfront or Annual Fees and 100% Offset redraw!

A No Fee 100% Offset home loan may be the perfect home loan if you are:

Are borrowing up to 90% of the property value
Want an interest only alternative (up to 10 years)
Need 100% Offset functionality

What's Next?

Get Pre-approved

Premium Offset >$400k

6.41%

6.41%*

Comparison rate

No Upfront or Annual Fees and 100% Offset redraw!

A Premium Offset home loan may be the perfect home loan if you are:

Are borrowing up to 90% of the property value
Are borrowing $400,000 or more
Need 100% Offset functionality

What's Next?

Get Pre-approved

*Comparison rates are calculated using a $150,000 loan amount over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rates.

Compare these loans

	No Fee 100% Offset Loan	Premium Offset >$400k
General	Owner-occupied or investment purchases, refinancing existing residential or investment
Loan Size	From $250,000 to $750,000 per security property
Term	10 to 30 years
Repayments	Principal and Interest or interest only for up to 10 years
Repayment frequency	Weekly, fortnightly or monthly
Extra repayments	Extra repayments can be made on variable loans at any time
Convert to Fixed Rate	All or part of the loan can be converted to a fixed rate at any time
Split loan facility	Maximum 4 splits
Redraw facility	Yes, 100% offset redraw account
Pay anyone	Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Maximum of $5,000 per day. Not available during fixed rate period.
Max Loan to Value ratio (LVR)	Up to 90% LVR
Other conditions	Visa debit card Unlimited free phone (IVR), internet, EFTPOS, biller payments and cheques per month 5 free ATM transactions per month Portability available
Loan Details		Refer to our No Fee Offset Home Loan for full details of this product

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