Fixed Rate Home Loan - 1 Year

A simple, flexible Fixed Rate Home Loan, that let’s you lock-in a competitive fixed rate. Plus, all the benefits you need to make managing your loan very straightforward. See more information on the 1 Year Fixed Rate Home Loan below or give us a call to discuss your requirements.

 

Fixed Rate Home Loan - 1 Year

5.85%
6.24%*
Comparison rate

  • 5 Star Cannex Rated 'Outstanding Value'
  • Protect against rising interest rates
  • Fully featured loan

What's Next?

Get Pre-approved

Loan Details

General

Owner-occupied or investment purchases, construction, refinancing existing residential / investment or business
Loan Size

From $150,000 to $2,000,000 per security property
Term

10 to 30 years
Repayments

Principal and Interest or interest only for 2, 3, or 5 years
Repayment frequency

Weekly, fortnightly or monthly
Extra repayments

Extra repayments can be made on variable loans at any time
Convert to Fixed Rate

All or part of the loan can be converted to a fixed rate at any time
Split loan facility

Up to 4 separate splits per facility. Transfer funds between splits using inter-account payment facility.
 
Pay anyone

Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Maximum of $5,000 per day. Not available during fixed rate period.
Max Loan to Value ratio (LVR)

95% LVR plus Lenders Mortgage Insurance on new purchases

90% LVR plus Lenders Mortgage Insurance on refinances
Other conditions

All repayents are to be made by electronic direct debit or direct salary credit.

LendersMortgage Insurance is required, and is payable by the borrower if the amount borrowed is greater than 80% of the value of the property (conditions apply).

Break costs will apply to fixed rate loans if fixed rate period is being broken.

Registered first mortgage over residential property as security on all loans.
 
  • *Comparison rates are calculated using a $150,000 loan amount over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rates.

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Need personal assistance. Just call us on 1300 182 600.

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