No Fee 100% Offset Loan

Our No Fee offset home loan offers a full redraw facility with no fees at an unbeatable low rate!

Just another great 100% offset home loan from the Non-Bank Lender of the Year 2008, 2009 & 2010.

General	Owner-occupied or investment purchases, refinancing existing residential or investment
Loan Size	From $250,000 to $750,000 per security property
Term	10 to 30 years
Repayments	Principal and Interest or interest only for up to 10 years
Repayment frequency	Weekly, fortnightly or monthly
Extra repayments	Extra repayments can be made on variable loans at any time
Convert to Fixed Rate	All or part of the loan can be converted to a fixed rate at any time
Split loan facility	Maximum 4 splits
Redraw facility	Yes, 100% offset redraw account
Pay anyone	Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Maximum of $5,000 per day. Not available during fixed rate period.
Max Loan to Value ratio (LVR)	Up to 90% LVR
Other conditions	Visa debit card Unlimited free phone (IVR), internet, EFTPOS, biller payments and cheques per month 5 free ATM transactions per month Portability available

*Comparison rates are calculated using a $150,000 loan amount over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rates.

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