Our Fees
HomeStar Home Loan fees are simple to understand. All our home loans offer no upfront fees to help you switch to HomeStar. Some products have no fees whatsoever! Take a look at all our fees below or call us to find out more.
Our Standard Fees - No Upfront Fees on any products
| |
|
Advantage Loan* |
100% Offset~ |
| Establishment fee |
|
$0 |
$0 |
| Settlement fee |
|
$0 |
$0 |
| Legal fee |
|
$0 |
$0 |
| Valuation fee |
|
$0 |
$0 |
| Annual fee |
|
$0 |
$0 |
| Discharge admin fee |
|
$500 |
$300 |
Non-Standard Fees
| |
|
Advantage Loan* |
100% Offset~ |
| Re-work fee |
For changed applications after submission |
$110 |
$100 |
| Re-documentation fee |
For changed loan details after loan documents are produced |
$110 |
$100 |
| Legal Disburesments |
Based on number of securities, banks cheques and location |
$100-$250 |
$100-$251 |
| Non-Proceeding fee |
Charged in the event you do not proceed with your loan and we have already paid for your valuation |
$395 |
$820 |
| Guarantee fee |
For applications where a 3rd party guarantor is required |
$220 |
$0 |
| Company applicant fee |
|
$220 |
$0 |
| Additional valuation fee |
For additional securites |
$275 |
$250 |
| Construction Loan fee |
Application fee for construction loans only |
$295 |
$670 |
Variation fees for existing customers/loans
| |
|
Advantage Loan* |
100% Offset~ |
| Principal increase |
|
$495 |
$550 |
| Loan switching/changes |
For changes in product, limit adjustments or loan repayment types |
$250 |
$260 |
| Arrears management fee |
For each month the account remains in arrears |
$100 |
$150 |
| Split Loan fee |
For each loan split required |
$250 |
$100 |
Transaction fees
| |
|
Advantage Loan* |
100% Offset~ |
| Withdrawls, deposits, redraws etc. |
15 free transactions per month then |
$0 |
Unlimited free |
| Additional repayments |
15 free transactions per month then |
$0 |
Unlimited free |
| ATM fees |
15 free transactions per month then |
$0 |
5 free then $1.50/txn |
| Additional statements |
|
$7 per page |
$5.50 per statement |
*All our Fixed Rate Loans are based on the Advantage Loan and the same fees apply
~The No Fee 100% Offset, No Fee 100% Offset premium and 90% LVR Offset loans have the same fee structure