|
INTEREST RATES
|
Homestar Fleximax Loan
|
|
|
INTEREST RATES
|
Homestar Fixed Loan Special
|
|
Fixed 1 year
|
6.39%
|
|
Fixed 2 year
|
6.79%
|
|
Fixed 3 year
|
6.89%
|
|
Fixed 4 year
|
7.19%
|
|
Fixed 5 year
|
7.19%
|
|
|
Variable
|
7.01%
|
|
|
INTEREST RATES
|
Homestar Securimax Loan
|
|
|
Variable
|
7.10%
|
|
|
INTEREST RATES
|
Homestar Equitymax Line of Credit
|
|
|
Variable
|
7.70%
|
|
|
INTEREST RATES
|
Homestar Lo doc Loan
|
|
|
Variable
|
7.95%
|
|
COMPARISON RATES TABLES
(Rates current as at 29 August 2008)
|
Homestar Securimax Loan
|
|
Loan Amount (Secured)
|
Loan Term (Years)
|
Comparison
Rate
|
Annual %
Rate
|
| $30,000 |
5 |
n/a |
n/a |
| $50,000 |
7 |
7.10% |
7.10% |
| $70,000 |
25 |
7.10% |
7.10% |
| $100,000 |
25 |
7.10% |
7.10% |
| $130,000 |
25 |
7.10% |
7.10% |
| $150,000 |
25 |
7.10% |
7.10% |
| $200,000 |
25 |
7.10% |
7.10% |
| $225,000 |
25 |
7.10% |
7.10% |
| $250,000 |
25 |
7.10% |
7.10% |
| $275,000 |
30 |
7.10% |
7.10% |
| $300,000 |
30 |
7.10% |
7.10% |
|
Securimax Fixed 2 Year Loan
|
|
Loan Amount (Secured)
|
Loan Term (Years)
|
Comparison Rate
|
Annual % Rate
|
Subsequent Rate
|
| $30,000 |
5 |
n/a% |
n/a% |
n/a% |
| $50,000 |
7 |
6.86% |
6.70% |
7.10% |
| $70,000 |
25 |
7.03% |
6.70% |
7.10% |
| $100,000 |
25 |
7.03% |
6.70% |
7.10% |
| $130,000 |
25 |
7.03% |
6.70% |
7.10% |
| $150,000 |
25 |
7.03% |
6.70% |
7.10% |
| $200,000 |
25 |
7.03% |
6.70% |
7.10% |
| $225,000 |
25 |
7.03% |
6.70% |
7.10% |
| $250,000 |
25 |
7.03% |
6.70% |
7.10% |
| $275,000 |
30 |
7.04% |
6.70% |
7.10% |
| $300,000 |
30 |
7.04% |
6.70% |
7.10% |
|
Securimax Fixed 3 Year Rate Loan
|
|
Loan Amount (Secured)
|
Loan Term (Years)
|
Comparison Rate
|
Annual % Rate
|
Subsequent Rate
|
| $30,000 |
5 |
n/a |
n/a |
n/a |
| $50,000 |
7 |
7.15% |
7.15% |
7.10% |
| $70,000 |
25 |
7.12% |
7.15% |
7.10% |
| $100,000 |
25 |
7.12% |
7.15% |
7.10% |
| $130,000 |
25 |
7.12% |
7.15% |
7.10% |
| $150,000 |
25 |
7.12% |
7.15% |
7.10% |
| $200,000 |
25 |
7.12% |
7.15% |
7.10% |
| $225,000 |
25 |
7.12% |
7.15% |
7.10% |
| $250,000 |
25 |
7.12% |
7.15% |
7.10% |
| $275,000 |
30 |
7.12% |
7.15% |
7.10% |
| $300,000 |
30 |
7.12% |
7.15% |
7.10% |
|
Securimax Fixed 5 Year Rate Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
n/a |
n/a |
n/a |
| $50,000 |
7 |
7.64% |
7.65% |
7.10% |
| $70,000 |
25 |
7.35% |
7.65% |
7.10% |
| $100,000 |
25 |
7.35% |
7.65% |
7.10% |
| $130,000 |
25 |
7.35% |
7.65% |
7.10% |
| $150,000 |
25 |
7.35% |
7.65% |
7.10% |
| $200,000 |
25 |
7.35% |
7.65% |
7.10% |
| $225,000 |
25 |
7.35% |
7.65% |
7.10% |
| $250,000 |
25 |
7.35% |
7.65% |
7.10% |
| $275,000 |
30 |
7.31% |
7.65% |
7.10% |
| $300,000 |
30 |
7.31% |
7.65% |
7.10% |
|
Homestar Fleximax Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
| $30,000 |
5 |
9.624% |
8.45% |
| $50,000 |
7 |
8.948% |
8.45% |
| $70,000 |
25 |
8.559% |
8.45% |
| $100,000 |
25 |
8.526% |
8.45% |
| $130,000 |
25 |
8.509% |
8.45% |
| $150,000 |
25 |
8.501% |
8.45% |
| $200,000 |
25 |
8.488% |
8.45% |
| $225,000 |
25 |
8.484% |
8.45% |
| $250,000 |
25 |
8.480% |
8.45% |
| $275,000 |
30 |
8.475% |
8.45% |
| $300,000 |
30 |
8.472% |
8.45% |
|
Fleximax Fixed 2 Year Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
11.24% |
9.26% |
8.65% |
| $50,000 |
7 |
9.81% |
9.26% |
8.65% |
| $70,000 |
25 |
8.79% |
9.26% |
8.65% |
| $100,000 |
25 |
8.72% |
9.26% |
8.65% |
| $130,000 |
25 |
8.68% |
9.26% |
8.65% |
| $150,000 |
25 |
8.66% |
9.26% |
8.65% |
| $200,000 |
25 |
8.63% |
9.26% |
8.65% |
| $225,000 |
25 |
8.62% |
9.26% |
8.65% |
| $250,000 |
25 |
8.62% |
9.26% |
8.65% |
| $275,000 |
30 |
8.59% |
9.26% |
8.65% |
| $300,000 |
30 |
8.58% |
9.26% |
8.65% |
|
Fleximax Fixed 3 Year Rate Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
11.79% |
9.69% |
8.65% |
| $50,000 |
7 |
10.28% |
9.69% |
8.65% |
| $70,000 |
25 |
9.02% |
9.69% |
8.65% |
| $100,000 |
25 |
8.94% |
9.69% |
8.65% |
| $130,000 |
25 |
8.90% |
9.69% |
8.65% |
| $150,000 |
25 |
8.89% |
9.69% |
8.65% |
| $200,000 |
25 |
8.86% |
9.69% |
8.65% |
| $225,000 |
25 |
8.85% |
9.69% |
8.65% |
| $250,000 |
25 |
8.84% |
9.69% |
8.65% |
| $275,000 |
30 |
8.79% |
9.69% |
8.65% |
| $300,000 |
30 |
8.79% |
9.69% |
8.65% |
|
Fleximax Fixed 5 Year Rate Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
12.01% |
9.72% |
8.65% |
| $50,000 |
7 |
10.61% |
9.72% |
8.65% |
| $70,000 |
25 |
9.26% |
9.72% |
8.65% |
| $100,000 |
25 |
9.18% |
9.72% |
8.65% |
| $130,000 |
25 |
9.14% |
9.72% |
8.65% |
| $150,000 |
25 |
9.12% |
9.72% |
8.65% |
| $200,000 |
25 |
9.10% |
9.72% |
8.65% |
| $225,000 |
25 |
9.09% |
9.72% |
8.65% |
| $250,000 |
25 |
9.08% |
9.72% |
8.65% |
| $275,000 |
30 |
9.01% |
9.72% |
8.65% |
| $300,000 |
30 |
9.01% |
9.72% |
8.65% |
|
Equitymax Line of Credit
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
| $30,000 |
5 |
N/A |
7.70% |
| $50,000 |
7 |
N/A |
7.70% |
| $70,000 |
25 |
N/A |
7.70% |
| $100,000 |
25 |
N/A |
7.70% |
| $130,000 |
25 |
N/A |
7.70% |
| $150,000 |
25 |
N/A |
7.70% |
| $200,000 |
25 |
N/A |
7.70% |
| $225,000 |
25 |
N/A |
7.70% |
| $250,000 |
25 |
N/A |
7.70% |
| $275,000 |
30 |
N/A |
7.70% |
| $300,000 |
30 |
N/A |
7.70% |
|
Low Doc Loan Variable Rate Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
| $30,000 |
5 |
n/a |
n/a |
| $50,000 |
7 |
7.95% |
7.95% |
| $70,000 |
25 |
7.95% |
7.95% |
| $100,000 |
25 |
7.95% |
7.95% |
| $130,000 |
25 |
7.95% |
7.95% |
| $150,000 |
25 |
7.95% |
7.95% |
| $200,000 |
25 |
7.95% |
7.95% |
| $225,000 |
25 |
7.95% |
7.95% |
| $250,000 |
25 |
7.95% |
7.95% |
| $275,000 |
30 |
7.95% |
7.95% |
| $300,000 |
30 |
7.95% |
7.95% |
|
Low Doc Fixed 2 Year Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
11.83% |
9.76% |
9.15% |
| $50,000 |
7 |
10.44% |
9.76% |
9.15% |
| $70,000 |
25 |
9.50% |
9.76% |
9.15% |
| $100,000 |
25 |
9.42% |
9.76% |
9.15% |
| $130,000 |
25 |
9.38% |
9.76% |
9.15% |
| $150,000 |
25 |
9.36% |
9.76% |
9.15% |
| $200,000 |
25 |
9.33% |
9.76% |
9.15% |
| $225,000 |
25 |
9.32% |
9.76% |
9.15% |
| $250,000 |
25 |
9.32% |
9.76% |
9.15% |
| $275,000 |
30 |
9.29% |
9.76% |
9.15% |
| $300,000 |
30 |
9.29% |
9.76% |
9.15% |
|
Low Doc Fixed 3 Year Rate Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
12.33% |
10.19% |
9.15% |
| $50,000 |
7 |
10.86% |
10.19% |
9.15% |
| $70,000 |
25 |
9.71% |
10.19% |
9.15% |
| $100,000 |
25 |
9.63% |
10.19% |
9.15% |
| $130,000 |
25 |
9.59% |
10.19% |
9.15% |
| $150,000 |
25 |
9.57% |
10.19% |
9.15% |
| $200,000 |
25 |
9.54% |
10.19% |
9.15% |
| $225,000 |
25 |
9.53% |
10.19% |
9.15% |
| $250,000 |
25 |
9.52% |
10.19% |
9.15% |
| $275,000 |
30 |
9.48% |
10.19% |
9.15% |
| $300,000 |
30 |
9.48% |
10.19% |
9.15% |
|
Low Doc Fixed 5 Year Rate Loan
|
| Loan Amount (Secured) |
Loan Term (Years) |
Comparison Rate |
Annual % Rate |
Subsequent Rate |
| $30,000 |
5 |
12.51% |
10.22% |
9.15% |
| $50,000 |
7 |
11.14% |
10.22% |
9.15% |
| $70,000 |
25 |
9.91% |
10.22% |
9.15% |
| $100,000 |
25 |
9.83% |
10.22% |
9.15% |
| $130,000 |
25 |
9.79% |
10.22% |
9.15% |
| $150,000 |
25 |
9.77% |
10.22% |
9.15% |
| $200,000 |
25 |
9.74% |
10.22% |
9.15% |
| $225,000 |
25 |
9.73% |
10.22% |
9.15% |
| $250,000 |
25 |
9.72% |
10.22% |
9.15% |
| $275,000 |
30 |
9.67% |
10.22% |
9.15% |
| $300,000 |
30 |
9.66% |
10.22% |
9.15% |
|
