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Very low rates
We directly source our products from one of the lowest cost mortgage funders in the world and keep our own operating costs down by not wasting money on big advertising budgets and luxury executive offices. This is why we can offer you home loans at such great rates. It’s really that simple! Want to see how much money you can save?
Minimal Fees
Our philosophy for charging fees to our customers is really simple. We don’t like to! With the homestar™ Securimax Loan there are:-
• No application fees
• No ongoing fees
• No redraw fees
• No additional repayment fees
• No ongoing annual fees
A Quick and Easy Application Process
Our processes and technology allow us to do in minutes what other lenders can take weeks to do. With homestar™ you can apply for your homestar™ homeloan in minutes and get an instant conditional approval**. We can then provide you with a fully approved loan ready for settlement within as few as 4 to 5 days – Now that’s quick!
Experienced Lending Specialist from Start to Finish
With homestar™ we can generally complete all the work needed to apply for one of our loans over the phone. Our phone based processes dramatically reduces the amount of time you will need to spend in order to get your loan approved. It also allows us to keep our overheads down so we can offer you great rates on our full-featured home loans. Any phone conversation you have with homestar™ will be with an Australian-based, dedicated lending specialist who has been specially trained to make sure that your loan application experience is quick and hassle free. With homestar™, you will effortlessly move from application to formal approval in five simple steps over as few as 4 - 5 days. We will even help you with those pesky application forms! See how easy it is to get an approved loan.
High Quality Product
homestar™ home loans are funded by one of the world's largest banks which means you can feel confident that you are getting a world class product.
Flexible Loans Features
Unlike most other low rate home loan products, the homestar™ home loan is packed with a full range of features that we know you’ll love!
• Flexible repayment options that allow you to make your payments fortnightly or monthly
• You can make additional repayments on our variable rate products at any time without penalty!
• Unlimited free redraw [over the net, phone or fax] – so you can access additional repayments at any time
• Have your salary credited directly to your home loan
• Split your loan into several accounts or combine with a number of our other home loan products
• Cheque and Credit Card facility available (extra fees and conditions apply)
• Link your home loan to any other account
• Internet & Telephone Banking including BPAY
• No electronic transaction fees
For a full description of our homestar™ home loan product features go to our Loans .
Getting Started is Easy and Convenient
Call us and talk to one of our dedicated home loan specialist at a time that suits you. Our main operating hours are Monday to Friday between 8am and 8pm AEST. But if you want to call us outside of these hours or on the weekend, no problem. We are available 24/7 to get the application process started, so simply pick up the phone and call!
** Conditional approval means that the loan is subject to us verifying that all of the information you have provided to us is correct, and our standard lending conditions are met including, among other things; checks on your credit history, your income being enough to service this loan and your other financial obligations, and a satisfactory valuation of your property. Conditional approval does not allow you to borrow immediately so please don't rely on this to enter into any legal agreements.
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