Our Product Funding

HomeStar sources its product funding from some of the worlds largest banking institutions, much like the Australian banks. Our low rates are due to our low cost of operations. No branches and no expensive 'fat cat' executives means low rate products!

High Quality Product

HomeStar home loans are funded by some of the world's largest banks which means you can feel confident that you are getting a world class product.  As a ‘non-bank lender’ HomeStar acts as an intermediary between major global banks and our customers with a low operating cost model.  Our funding is provided by some of the world’s largest and most secure banks including: ING; Deutsche Bank and HSBC.

Flexible Loans Features

Unlike most other low rate home loan products, the HomeStar home loan is packed with a full range of features that we know you’ll love!

  • Flexible repayment options that allow you to make your payments fortnightly or monthly
  • You can make additional repayments on our variable rate products at any time without penalty!
  • Unlimited free redraw [over the net, phone or fax] – so you can access additional repayments at any time
  • Have your salary credited directly to your home loan
  • Split your loan into several accounts or combine with a number of our other home loan products
  • Cheque and Credit Card facility available
  • Link your home loan to any other account
  • Internet & Telephone Banking including BPAY
  • No electronic transaction fees

For a full description of our HomeStar home loan product features go to Our Products.


HomeStar is secure

A loan from HomeStar is as secure as a bank loan. In fact the money essentially comes from the same place. We lend money from some of the world’s largest and most secure banks, many of which also provide funding the major Australian banks.

Non-bank lenders have been prominent in Australia since 1992 and have had as much as 25% of the total market share of the home loan sector in this country. That means non-bank lenders have provided more than 1,000,000 home loans to customers in this country. That’s more than $300,000,000,000 in loans!